Your confidence in choosing RAINBOW VANIJYA PRIVATE LIMITED's Rainbow Cash is highly valued by us, and we take our responsibility to safeguard your personal information very seriously. This Privacy Policy provides detailed insights into the protocols we follow to collect, employ, secure, and divulge your personal data.
In this text, “we” and “our” encompass both RAINBOW VANIJYA PRIVATE LIMITED and Rainbow Cash as a single entity.
This policy serves to elucidate the manner in which we handle personal information within mobile applications. We encourage you to meticulously peruse this document to grasp our methods of managing your personal data.
1. Getting in Touch
For questions, remarks, or issues related to this Privacy Agreement or the way your personal information is processed, contact us at:
Corporate Name: RAINBOW VANIJYA PRIVATE LIMITED
CIN: U51909WB1994PTC062147
Email:
Address: 33, BRABOURNE ROAD 2ND FLOOR Kolkata, West Bengal, 700001 India
2. Adjusting Your Personal Details
You possess the capability to access, adjust, or expunge your personal information under our care. For these purposes, we invite you to get in touch with us via the contact methods we've made available. Our commitment is to promptly address your needs regarding your personal data.
3. Updates to Privacy Agreement
To stay in compliance with national legislation and our own evolving practices regarding personal information, we may from time to time make amendments to this privacy agreement. Should any significant changes occur, we will inform you through established communication methods.
4. Personal information collection and use
The following categories of personal information may be collected and used by us:
Identity Information: Including your name, physical address, electronic mail address, and contact number, which are used for the purposes of identification and communication.
Device Information: Such as the brand and model of your device, the operating system it employs, and a unique identifier, to facilitate the improvement of our products and for statistical evaluation.
Log Data: This includes records of your interactions with our services, such as usage logs and errors, to advance the quality of our offerings and to provide support services.
Geolocation Information: If you activate the location services feature, we may gather information about your location to offer and enhance services that rely on geographical information.
Additional Information: Comprising any other personal data you might disclose while engaging with our products and services.
5. Purposes of Personal Information Utilization
We utilize your personal data with the objectives of:
Delivering the products and services you solicit, whilst enhancing their quality and your user experience.
Addressing your feedback or complaints and maintaining communication with you.
Offering personalized suggestions and tailoring our services to meet your needs.
Undertaking market studies and statistical evaluations to refine our products and services.
Adhering to legal and regulatory mandates, safeguarding both our and your legitimate interests.
6. Authorization for Access and Information Collection
In order to apply for a full loan through our app, users are required to provide authorization for us to access the following permissions on their devices:
Camera Access Permission: It is crucial for the app to access your device's camera to enable the capture of images or videos. This requirement is part of the identity verification process, aimed at preventing financial fraud.
Location Access Permission: Our app requires the ability to access your location data to ensure that you reside within our loan service area. This is vital as services are restricted to certain geographical boundaries.
Contacts Permission: Access to your contact list is necessary for the app to conduct checks against compliance with local regulations in India and to identify potential risk factors such as consecutive numbers, thereby reducing the likelihood of financial fraud and credit risk.
Following the completion of the loan qualification review, we ensure that all personal data collected is promptly deleted, guaranteeing no long-term retention.
7. Measures for the Protection of Personal Information
The safeguarding of your personal information receives our utmost attention. We adopt various technical measures and management practices to protect your personal data's safety, integrity, and confidentiality.
Data encryption technology is utilized to ensure the secure handling of your personal information.
We rigorously limit access to personal information to only those with necessary authorization, effectively managing their permissions.
Security inspections and maintenance of our information storage systems are performed regularly.
Our organization has developed a detailed privacy protection policy, providing staff with relevant training to enhance their competency in protecting user privacy.
8. Management of Personal Information Sharing and Transmission
Protecting your personal information from unauthorized disclosure is paramount to us. To this end, we do not sell, trade, or engage in the sharing and transmission of your personal data with third parties without obtaining your explicit prior approval or being prompted by legal requirements. When the process involves the sharing and transmission of personal information, we rigorously conform to the relevant legal standards and the guidelines of this Privacy Policy.
Through this approach, we employ comprehensive security measures aimed at maintaining the security and privacy of your personal information throughout its sharing and transmission process.
9. Cookies: Usage and Other Technologies Control
We implement Cookies and equivalent technologies for the purpose of user experience optimization, service customization, and statistical evaluation. The decision to enable or disable these Cookies is yours, yet opting out may lead to reduced functionality and service offerings within our app.
10. Loan Provider Profile:
Provider Name: RAINBOW VANIJYA PRIVATE LIMITED
CIN: U51909WB1994PTC062147
Customer Support Email:
COR NO.: 14·06031
Address: 33, BRABOURNE ROAD 2ND FLOOR Kolkata, West Bengal, 700001 India
We advise a thorough review of our Privacy Agreement before you proceed with our products and services. Should you require further information or have questions regarding any section of this agreement, please connect with us at any moment.
